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Getting Pre-Approved

Finding out what you truly qualify for is the first concrete step in your home buying journey. To help you get started, I've listed some mortgage lenders that I recommend. Click their "APPLY HERE" link to start the pre-approval process. In addition to filling out the form(s), you will be asked to provide documentation. That usually includes:

  • 2 years tax returns

  • 2 months pay stubs

  • 2 years w-9's and 1099's

  • 2 months bank statements

  • If you have a special situation, more documentation may be needed

  • Note: The pre-approval process will require the lender to pull your credit. This will reduce your score by 2-3 points.

Document Checklist

For The Pre-Approval Process

If you are gearing up to get a pre-approval, download this checklist and start getting your documents together. By gathering and submitting all your documents upfront, you will save yourself some stress and time.

pre-approval checklist.png

Tip: Prevent the wave of credit and insurance offers.

OptOutPrescreen.com is the official Consumer Credit Reporting Industry website to accept and process requests from consumer to Opt-In or Opt-Out of firm offers of credit or insurance.

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HERE is a list of lenders Jackie has worked with in the past and loved.
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714-443-1685

jackie.cross@exprealty.com

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